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Foreclosure Diversion Program - York County Program Pilot Project

The Foreclosure Diversion Program has been established pursuant to statute P.L. 2009 ch. 402, An Act To Preserve Home Ownership and Stabilize the Economy by Preventing Unnecessary Foreclosures, (effective June 15, 2009) and its purpose is to assist homeowners and lenders in achieving mutually agreeable resolutions to mortgage foreclosure actions through the diversion process.

The Supreme Judicial Court has created a pilot project, which begins in York County in August 2009. The pilot project will apply to all residential foreclosures of owner-occupied residences with four or fewer units filed in York County on or after August 3, 2009, and will make mediation sessions available to the parties. Foreclosure actions filed in York County before the effective date of the pilot project may be included in the pilot project in the discretion of the court. Rules for the York County Program Pilot Project can be found in Foreclosure Diversion Program Pilot & Pilot Rules, Me. Admin. Order JB-09-3 (effective August 3, 2009). It is anticipated that the Foreclosure Diversion Program will be launched state-wide in January 2010.

Before the state-wide launch it is unlikely that mediation resources will be available to the parties in foreclosure actions outside of York County. Although parties are welcome to request mediation, mediation will be offered only if the court determines that mediator resources are available.

More Information about the Foreclosure Diversion Program in the Maine Courts:

• Frequently Asked Questions for Homeowners About the Pilot Project
• Frequently Asked Questions for Attorneys About the Pilot Project
• Resources Related to Foreclosure Prevention

How Do I...?

•  contact the Foreclosure Diversion Program staff?
  
  If you have questions or suggestions about the Foreclosure Diversion Program, please contact: Lauren Blake Weliver, Manager of the
  Foreclosure Diversion Program at (207) 822-0706 or by email FDMP@maine.gov.

• apply to be a mediator?
  
  Please consult our Information for Potential Mediators page.

• find an exit survey?
  
  The exit survey is available here. This file requires the free Adobe Reader.
  
  
• make a complaint?
  
  You will need to fill out the complaint form. This file requires the free Adobe Reader.